When it comes to remote online notarization, if the signers are not personally known to the notary public, then passing the ID Verification is a must for signers prior to their notarization process.
If the signer fails to pass the ID Verification, then the notary is prohibited from performing the remote notarization.
ID Verification requires the signer to answer a series of computer-generated questions based on the signer’s personal history, credit, and financial information. These are questions only the signer reasonably could be expected to know. For example, the signer might be asked to identify among 5 choices their mortgage balance at the end of last month or an address where they have lived. Notaries have zero control of the questions as they do not know anything about the signer.
The signer must correctly answer a certain number of these questions in order to be positively identified. Then the remote notarization will be allowed to perform.
Not everyone is eligible for ID Verification, state law requires signers must be US citizens, at least 18 years old, have a credit history, US mobile number, etc.
All signers must pass ID verification in order for the notarial act to continue. If there are multiple signers in a transaction, and one fails that notarial act or transaction cannot continue according to state laws.
Do a quiz below or click the link to check if you are eligible for ID Verification.
IMPORTANT: It is very important to understand that even if the quiz result shows you are eligible, it still does not absolutely guarantee you will pass the ID verification no matter how many times you try.